• Hello! My name is Ghaniya Hernowo, I am a part of class 2018 of the IUP for Economics, Finance, and Banking UB. The main reason why I joined the IUP is that I want to do a double degree program, and UB has given me the opportunity to do so! I am getting a great deal of experience in my bachelor years and it has been fantastic!

    Ghaniya Hernowo, Double Degree University of Wollongong, Australia

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